PUBLIC OFFER (TERMS OF SERVICE) FOR THE PROVISION OF INFORMATION AND TRAINING SERVICES
Effective date: 10 February 2026
This document constitutes a public offer (the Offer) of Margarita Shabelnikova IE operating under the brand TargeRita / Targerita (the Service Provider) to provide digital advertising training services to any capable individual or legal entity (the Client) on the terms set out below.
By making a payment through a PayLink payment link, the Client fully and unconditionally accepts this Offer, and a contract is deemed concluded between the Client and the Service Provider (the Contract) in accordance with the civil legislation of the Republic of Armenia.
1. GENERAL PROVISIONS
1.1. This Offer is a public contract offer under the legislation of the Republic of Armenia. Acceptance is performed by full or partial payment for the selected Service.
1.2. The Parties confirm their legal capacity and authority required to enter into and perform this Contract.
1.3. The Parties expressly agree that this Contract is not a contract for formal paid educational services. The Services are provided as training/ support and provision of access to author’s materials (training content), without state-recognized certification or qualification.
2. DEFINITIONS
2.1. Website – https://targerita.digital and its subdomains.
2.2. Offer – this public offer / terms of service.
2.3. Acceptance – full and unconditional acceptance by making payment (full or partial) via PayLink payment link or any other method indicated on the Website.
2.4. Client – a person who has accepted the Offer.
2.5. Service Provider – Margarita Shabelnikova IE (TargeRita / Targerita).
2.6. Training – a set of informational materials in electronic form (video, text, images, templates, checklists and other materials), and, depending on the selected plan, feedback and/or mentorship support.
2.7. Webinar / Video Call / Consultation – online provision of information services in real time.
2.8. Materials – all content provided within the Services (videos, lessons, recordings, templates, tables, checklists, presentations, chat materials).
3. SUBJECT OF THE OFFER
3.1. The Service Provider provides the Client with information and training services related to Google Ads training and practice-oriented guidance (the Services) for a fee, in the form selected by the Client on the Website and/or in the PayLink payment link description.
3.2. The Services may include (depending on the selected plan):

• access to Training content (videos/lessons/materials);
• access to webinar(s) and/or recordings (if applicable);
• group chat access (if applicable);
• review of Client’s assignments and feedback (Feedback plan);
• mentorship support (Mentorship plan);
• provision of templates and methodological materials.

3.3. Detailed description, scope, duration, access period, and pricing are published on the Website and/or in the PayLink payment link.
3.4. The Services are limited to providing information and recommendations for independent use by the Client. The Services are intended for professional/business use.
4. PLANS (TIERS)
The Client may purchase one of the following plans (as named in the PayLink payment link and/or on the Website):
4.1. Google Ads Training Service (base access to Training materials and components described on the Website).
4.2. Google Ads Training Service with Feedback (includes base access + review of assignments and feedback within the limits described on the Website).
4.3. Google Ads Training Service with Mentorship (includes base access + mentorship support within the limits described on the Website).
The exact deliverables, time limits, communication channels, and response times for Feedback/Mentorship are defined on the Website and/or in the plan description at the time of purchase.
4.1 Installment / Partial Payment Terms
4.1.1. The Client may be offered the option to pay for a Training in two separate parts (partial payments), where such option is indicated on the Website, in the payment description, or otherwise communicated by the Service Provider.
4.1.2 In the case of payment in parts, access to training materials, lessons, recordings, and related components of the Training is provided proportionally to the amount actually paid by the Client at the relevant time.
4.1.3 Each partial payment constitutes a separate payment obligation under this Contract and is reflected in the payment link and/or payment confirmation with a corresponding service name, including an indication such as “Part 1” and “Part 2” (or equivalent wording).
4.1.4. Until the full cost of the Training is paid, the Service Provider is entitled to:

• limit access to training materials to the portion corresponding to the paid part; and/or
• suspend or withhold access to subsequent modules, lessons, recordings, or support components related to the unpaid part.

4.1.5. If the Client fails to complete payment of the second part within the срок / timeframe indicated on the Website, in the payment description, or in direct communication with the Service Provider, the Service Provider shall not be obliged to provide access to the unpaid portion of the Training.
4.1.6. Payments made for Part 1 and Part 2 are deemed payments for separately identified portions of the Training. In case of withdrawal or refund, the amount corresponding to the already opened and accessible materials shall be considered Services rendered and is non-refundable, to the extent permitted by applicable law.
4.1.7. Completion of payment for Part 2 constitutes confirmation of the Client’s intention to receive full access to the Training under the terms of this Contract.
5. CONCLUSION OF THE CONTRACT
5.1. Before payment, the Client must review:
(a) this Offer, (b) the Privacy Policy, and (c) the plan description.
5.2. The Contract is deemed concluded from the moment the Service Provider receives full or partial payment.
5.3. Confirmation of payment (including PayLink confirmation and/or email confirmation) serves as evidence of the Contract conclusion.
5.4. Unless the Client submits a written complaint within 3 calendar days after the relevant service component is provided (e.g., access granted, webinar held, consultation delivered), the Services are deemed properly provided and accepted.
6. PRICE AND PAYMENT TERMS6.1. Prices are published on the Website and/or presented in the PayLink payment link. The Service Provider may change prices at any time before payment.
6.2.Currency:
payments under PayLink links for these plans are made in United States Dollars (USD), unless otherwise agreed.
6.3. Payment method: payment is made via payment links with the service name corresponding to the selected plan (e.g., “Google ads training service”).
6.4. Bank and payment system fees (including acquiring and conversion fees) are borne by the Client, unless mandatory law provides otherwise.
6.5. The Services are considered paid when funds are credited to the Service Provider.
7. IMPORTANT CONDITION: NON-RESIDENCY OF THE REPUBLIC OF ARMENIA / COUNTRY DECLARATION7.1. The Client acknowledges and agrees that by paying via the PayLink links in USD, the Client confirms that the Client is not a resident of the Republic of Armenia.
7.2. If the Client is a resident of the Republic of Armenia, the Client must contact the Service Provider prior to payment at [email protected] to arrange payment in AMD (Armenian Dram) and/or via an alternative payment method applicable to Armenian residents.
7.3. The Client bears full responsibility for the accuracy of the country/residency information entered during payment (including the “Country” field, if applicable). If the Client provides inaccurate or misleading information, all related risks and consequences are borne by the Client.
7.4. If the Service Provider sees the country “Armenia” (or otherwise reasonably identifies that the payer is an Armenian resident), the Service Provider reserves the right to:

• refund the payment to the original payment method; and
• contact the Client to arrange payment in AMD.

8. SERVICE DELIVERY PROCEDURE
8.1. To receive Services, the Client may be required to provide:

• full name;
• email address;
• phone number (optional unless required for support/access);
• country of residence.

8.2. Access to Training materials is provided electronically (through the platform/links specified by the Service Provider) no later than 1 business day before the announced start date, provided that payment is received in full (unless the Website states otherwise).
8.3. If access is not received, the Client must contact support at [email protected] and, if necessary, provide proof of payment.
8.4. Standard access period (unless otherwise stated for a specific product): during the Training and 150 days after the Training end date.
8.5. If the Client purchases access to a part/module of the Training, access ends 2 days after the module end date (unless otherwise stated at purchase).
8.6. The Client is responsible for having the necessary equipment and internet connection.
8.7. Feedback / Mentorship. If the plan includes assignment review:

• the Client has 1 month from the date access to the relevant lesson is granted to submit an assignment (unless otherwise stated);
• after that, submissions may not be reviewed;
• review time: up to 10 days from receipt.

8.8. Group chat access (if included): during the Training period and 10 days after its end (unless otherwise stated).
9. NO GUARANTEE OF RESULTS
9.1. The Service Provider does not guarantee any specific business, financial, marketing, advertising performance, approvals, platform outcomes, or other results.
9.2. The Client uses the information and recommendations at their own risk and is responsible for any decisions made based on the Services.
10. WITHDRAWAL / REFUNDS10.1. The Client has the right to withdraw from the Contract at any time. In such case, the Client must pay for the portion of Services actually provided before the Service Provider receives the withdrawal notice, and reimburse documented expenses incurred due to performance of the Contract, as required by Armenian consumer protection rules for services.
10.2. To request a refund, the Client must email [email protected] from the email used at purchase with the subject: “Refund request / Withdrawal”, including:

• payer name;
• payment date and amount;
• selected plan;
• reason (optional).

10.3. Refunds (when applicable) are processed to the original payment method within 10 business days from the moment grounds for refund are confirmed.
10.4. Refund amount may be reduced by:

• the value of Services already provided (including granted access and delivered materials);
• payment system/bank fees for receiving and refunding payment;
• documented costs of content production and delivery (recording/editing, platform access), if legally permissible and actually incurred.

10.5. After withdrawal and refund decision, access to materials may be terminated within 1 business day.
10.6. Complaints submitted later than 3 calendar days after the relevant service component is provided may be left without consideration (except where mandatory law requires otherwise).
11. CLAIMS AND DISPUTE RESOLUTION
11.1. The Parties will attempt to resolve disputes through negotiations.
11.2. Claims must be sent to [email protected] and include the essence of the claim and supporting evidence.
11.3. The Service Provider replies within 15 business days from receipt of a properly submitted claim.
11.4. If unresolved, disputes shall be governed by and resolved under the laws of the Republic of Armenia.
12. LIABILITY
12.1. Each Party is liable under this Contract and applicable law of the Republic of Armenia.
12.2. The Service Provider is not liable for issues caused by inaccurate Client data, failure to update contact details, or failure to follow instructions.
12.3. If non-performance occurs due to the Client’s fault or due to the Client’s breach (including IP violations or disruptive conduct), payments may be non-refundable to the extent allowed by law.
12.4. The Service Provider’s total liability under any claim is limited to the amount actually paid by the Client for the relevant Service component that gave rise to the claim (to the extent permitted by law).
12.5. The Service Provider is not responsible for the quality of public communication networks or third-party platforms.
13. FORCE MAJEURE
13.1. The Parties are освобождаются (released) from liability for partial/full non-performance due to force majeure events beyond their control (natural disasters, war, outages, internet disruptions, etc.).
13.2. The affected Party must notify the other Party within 1 day when reasonably possible.
13.3. If a webinar/session cannot be held due to force majeure, the Service Provider may reschedule it; such rescheduling is deemed proper performance.
14. INTELLECTUAL PROPERTY
14.1. All rights to the Website and Materials belong to the Service Provider and/or lawful rightsholders and are protected by intellectual property laws.
14.2. The Client receives a limited, non-exclusive, non-transferable right to use the Materials solely for personal/professional internal purposes.
14.3. The Client may not:

• copy, distribute, publish, resell, sublicense, or share Materials;
• create derivative products or competitive services based on Materials;
• record, retransmit, or provide access to third parties;
• transcribe videos into text for distribution or translation for distribution.

14.4. Any violation may lead to civil/administrative/criminal liability under applicable law.
15. TESTIMONIALS / USER CONTENT CONSENT (OPTIONAL)
15.1. If the Client posts comments, feedback, or messages in course chats, the Client grants the Service Provider the right to use such content for marketing and informational purposes (including on the Website and social networks) only in anonymized form (without personal data) unless the Client provides explicit consent to display name/photo.
15.2. The Client may opt out of such use by emailing [email protected] with the subject: “Do not use my testimonial/content”.
*(Это сделано аккуратнее под персональные данные и согласие.)
16. PERSONAL DATA / CONFIDENTIALITY
16.1. Personal data is processed in accordance with the Privacy Policy published on the Website and Armenian personal data protection law.
16.2. The Client acknowledges that email and public networks may not be fully secure; the Service Provider is not liable for interception by third parties beyond reasonable security measures.
17. FINAL PROVISIONS
17.1. The Service Provider may amend this Offer by publishing an updated version on the Website at least 1 day before it becomes effective.
17.2. If any provision is invalid, the remainder remains in force.
17.3. The Contract is effective upon Acceptance and remains in force until full performance by the Parties.
SERVICE PROVIDER DETAILS
Margarita Shabelnikova IE
Yerevan, Republic of Armenia
Email: [email protected]
Website: https://targerita.digital